What is a payday loan?
A payday loan otherwise known as a cash loan, cash advance, payday cash advance or a paycheck advance, is a short
term personal loan that usually repayment within 14-30 days.
A payday loan is one of the quickest and easiest ways to get cash in between paydays. Once approved, your funds will be deposited into your checking/saving account
within one business
day.

How do I qualify?
Unlike traditional personal loans, our payday loans are easier and faster to obtain because they have less strict credit requirements. To be eligible, you must have the following:

  • Full time employment making at least $800 (after tax) per month with direct deposit
  • 18 years of age or older
  • Must be an US citizen
  • Have a checking/saving account

How long does it take to get my loan?
You will get an instant approval once you completed and submitted the online payday loan application form. Upon full approval, your money will be directly deposited into your checking account within 12 business hours.

Is my personal and financial information submitted over payday-advances-loan.com secure?
Yes, our website uses variety of security measures to maintain the security of our ustomer’s personal and financial information.

Will I get referral bonus if I refer someone to payday-advances-loan.com?
Yes, you will receive a $20 referral fee if the person you refer is approved for a loan and mentions your name to us during his or her application process

How Do Payday Loans Compare?
Compare to the traditional loan, payday loans are easier and faster to qualify for, therefore, they may have a higher interest rates.
The repayment terms are shorter and borrowers may need to pay off the loan by the time they get their next paycheck. However, if borrowers are not able to repay the loan at the end of the loan’s term, they can rollover to a new term.

Will I get discounts on payday loans?
We do offer promotional discounts.

What does APR mean?
APR shorts for Annual Percentage Rate. It is one of the most popular ways to compare the cost of a loan. APR allows you to estimate the cost of a loan in terms of percentage. The lowest APR you obtained for your loan, the less interest you need to pay. For example, if you loan has a 8% APR rate, that means you need to pay $8 for every $100 you borrow.

Is there any application fee for using payday-advances-loan.com?
There is absolutely no application fee, processing fee, or hidden fees.

How long does the application process take?
Most applicants are able to complete the application form in less than 5 minutes and receive an instant approval.

How often can I use payday loan services?
At Payday-Advances-Loan.com, you may be able get a new payday advance after paying off your existing payday loan.

When do I need to repay the loan?
Your repayment due date is usually your next paycheck date, however, you may be able to rollover your balance multiple times.